:root {
  --bg: #f4f6f8; --card: #fff; --text: #14202b; --muted: #5b6b7a; --line: #dbe2e8;
  --accent: #0f766e; --accent-text: #fff; --pos: #157347; --neg: #c0392b; --warn: #a15c00; --input: #fff;
  --radius: 14px; --tap: 48px;
}
:root[data-theme="dark"] {
  --bg: #0f1720; --card: #18232f; --text: #e8eef3; --muted: #93a3b3; --line: #2a3947;
  --accent: #2dd4bf; --accent-text: #06201d; --pos: #4ade80; --neg: #ff7b6b; --warn: #fbbf24; --input: #0f1720;
}
@media (prefers-color-scheme: dark) {
  :root:not([data-theme="light"]) {
    --bg: #0f1720; --card: #18232f; --text: #e8eef3; --muted: #93a3b3; --line: #2a3947;
    --accent: #2dd4bf; --accent-text: #06201d; --pos: #4ade80; --neg: #ff7b6b; --warn: #fbbf24; --input: #0f1720;
  }
}
* { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; scroll-padding-top: 70px; scroll-padding-bottom: 110px; }
body { margin: 0; background: var(--bg); color: var(--text); font: 16px/1.4 system-ui, -apple-system, "Segoe UI", Roboto, sans-serif; }
[hidden] { display: none !important; }
.topbar { position: sticky; top: 0; z-index: 5; display: flex; align-items: center; justify-content: space-between;
  padding: calc(10px + env(safe-area-inset-top)) 16px 10px; background: var(--bg); border-bottom: 1px solid var(--line); }
.topbar h1 { margin: 0; font-size: 1.25rem; }
.pill { background: var(--warn); color: #000; border-radius: 99px; padding: 2px 10px; font-size: .8rem; font-weight: 600; }
main { max-width: 760px; margin: 0 auto; padding: 14px 14px calc(96px + env(safe-area-inset-bottom)); outline: none; }
.tabbar { position: fixed; left: 0; right: 0; bottom: 0; z-index: 6; display: flex; background: var(--card);
  border-top: 1px solid var(--line); padding-bottom: env(safe-area-inset-bottom); }
.tabbar a { flex: 1; min-height: 60px; display: flex; flex-direction: column; align-items: center; justify-content: center;
  gap: 2px; font-size: .75rem; color: var(--muted); text-decoration: none; }
.tabbar a span { font-size: 1.35rem; line-height: 1; }
.tabbar a.active { color: var(--accent); font-weight: 700; }
.card { background: var(--card); border: 1px solid var(--line); border-radius: var(--radius); padding: 14px; margin: 0 0 14px; }
.card h2, .card h3 { margin: 0 0 8px; font-size: 1.05rem; }
.muted { color: var(--muted); font-size: .9rem; }
.pos { color: var(--pos); } .neg { color: var(--neg); } .warn { color: var(--warn); }
.grid { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; }
.grid.one { grid-template-columns: 1fr; }
@media (min-width: 600px) { .grid.three { grid-template-columns: repeat(3, 1fr); } }
.stat { background: var(--bg); border-radius: 10px; padding: 10px 12px; }
.stat .k { font-size: .8rem; color: var(--muted); }
.stat .v { font-size: 1.25rem; font-weight: 700; word-break: break-word; }
.stat.big .v { font-size: 1.6rem; }
.row { display: flex; justify-content: space-between; gap: 10px; padding: 7px 0; border-bottom: 1px solid var(--line); }
.row:last-child { border-bottom: 0; }
.row b { text-align: right; }
label.f { display: block; font-size: .85rem; color: var(--muted); }
label.f > input, label.f > select { display: block; margin-top: 4px; }
input, select, button, textarea { font: inherit; }
input[type=text], input[type=number], input[type=password], input[type=tel], select {
  width: 100%; min-height: var(--tap); padding: 8px 12px; color: var(--text); background: var(--input);
  border: 1px solid var(--line); border-radius: 10px; }
input:focus, select:focus, button:focus-visible, summary:focus-visible, a:focus-visible { outline: 3px solid var(--accent); outline-offset: 1px; }
.check { display: flex; align-items: center; gap: 12px; min-height: var(--tap); font-size: 1rem; color: var(--text); }
.check input { width: 26px; height: 26px; accent-color: var(--accent); }
button, .btn { min-height: var(--tap); padding: 10px 18px; border-radius: 12px; border: 1px solid var(--line);
  background: var(--card); color: var(--text); font-weight: 600; cursor: pointer; text-decoration: none; display: inline-flex; align-items: center; justify-content: center; }
button.primary { background: var(--accent); color: var(--accent-text); border-color: transparent; }
button.danger { color: var(--neg); border-color: var(--neg); }
button.block { width: 100%; }
.btns { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 10px; }
details.card > summary { cursor: pointer; list-style: none; min-height: var(--tap); display: flex; align-items: center; justify-content: space-between; gap: 8px; font-weight: 700; }
details.card > summary::-webkit-details-marker { display: none; }
details.card > summary::after { content: "▾"; color: var(--muted); }
details[open].card > summary::after { content: "▴"; }
details.card > summary small { font-weight: 400; color: var(--muted); display: block; }
.sect { margin: 14px 0 6px; font-size: .8rem; text-transform: uppercase; letter-spacing: .06em; color: var(--muted); }
.note { border-left: 4px solid var(--warn); background: var(--bg); padding: 10px 12px; border-radius: 8px; font-size: .9rem; margin: 10px 0; }
.tag { display: inline-block; font-size: .7rem; padding: 1px 8px; border-radius: 99px; border: 1px solid var(--line); color: var(--muted); vertical-align: middle; margin-left: 6px; }
.soon { display: flex; align-items: center; justify-content: space-between; min-height: var(--tap); padding: 6px 0; border-bottom: 1px solid var(--line); color: var(--muted); }
.soon:last-child { border-bottom: 0; }
.lock { position: fixed; inset: 0; z-index: 50; display: flex; align-items: center; justify-content: center; padding: 20px; background: var(--bg); }
.lock .card { width: 100%; max-width: 380px; text-align: center; }
.lock input { text-align: center; font-size: 1.6rem; letter-spacing: .4em; }
.lock .err { color: var(--neg); min-height: 1.4em; margin: 6px 0; }
.lock-link { background: none; border: 0; color: var(--muted); font-weight: 400; text-decoration: underline; min-height: var(--tap); }
.toast { position: fixed; left: 50%; bottom: calc(80px + env(safe-area-inset-bottom)); transform: translateX(-50%); background: var(--text); color: var(--bg); padding: 10px 16px; border-radius: 99px; z-index: 60; font-size: .9rem; }
table.t { width: 100%; border-collapse: collapse; font-size: .9rem; }
table.t th, table.t td { text-align: left; padding: 6px 4px; border-bottom: 1px solid var(--line); }
@media (prefers-reduced-motion: no-preference) { .tabbar a, button { transition: background .15s, color .15s; } }

/* ---- v2: sections, sub-navigation, wasted-money panels ---- */
.subnav { display: flex; gap: 8px; overflow-x: auto; margin: 0 -14px 14px; padding: 0 14px 4px; -webkit-overflow-scrolling: touch; scrollbar-width: none; }
.subnav::-webkit-scrollbar { display: none; }
.subnav a { flex: 0 0 auto; min-height: 40px; display: inline-flex; align-items: center; padding: 6px 14px; border-radius: 99px; border: 1px solid var(--line); background: var(--card); color: var(--muted); text-decoration: none; font-size: .9rem; white-space: nowrap; }
.subnav a.active { background: var(--accent); color: var(--accent-text); border-color: transparent; font-weight: 700; }
.tag.est { border-color: var(--warn); color: var(--warn); margin-left: 4px; }
.wastelink { display: block; margin: 0 0 12px; padding: 12px 14px; border-radius: var(--radius); background: var(--card); border: 1px solid var(--warn); color: var(--text); text-decoration: none; min-height: var(--tap); }
.wastelink:empty, [data-live="wastelink"]:empty { display: none; }
.waste { border-color: var(--warn); }
.wi { padding: 10px 0; border-bottom: 1px solid var(--line); }
.wi:last-child { border-bottom: 0; }
.wi.ignored { opacity: .65; }
.wi-h { display: flex; justify-content: space-between; align-items: flex-start; gap: 10px; }
.wi-amt { text-align: right; font-weight: 700; white-space: nowrap; color: var(--pos); }
.wi-amt small { display: block; font-weight: 400; color: var(--muted); font-size: .72rem; }
.wrow { border: 1px solid var(--line); border-radius: 12px; padding: 10px; margin-bottom: 10px; display: grid; gap: 8px; }
button.small { min-height: 40px; padding: 6px 12px; font-size: .85rem; }
.note.okay { border-left-color: var(--pos); }
.mrow { display: flex; align-items: center; justify-content: space-between; gap: 10px; padding: 8px 0; border-bottom: 1px solid var(--line); }
.mrow > div { min-width: 0; overflow-wrap: anywhere; }
.mrow select { width: 130px; flex: 0 0 130px; }
.cashrow > span:first-child { min-width: 0; overflow-wrap: anywhere; }
input[type=date], input[type=file] { width: 100%; min-height: var(--tap); padding: 8px 12px; color: var(--text); background: var(--input); border: 1px solid var(--line); border-radius: 10px; font: inherit; }
a.hl { color: inherit; text-decoration: none; }
.tabbar a[aria-current] { color: var(--accent); }
table.t { display: block; overflow-x: auto; }